Jakarta, INTI - OpenAI introduced ChatGPT Finance, a new AI-powered feature that allows ChatGPT to connect directly with users' financial accounts through Plaid integration. The feature, currently available in a preview version for Pro subscribers in the United States, is designed to help users manage their personal finances.
Users can connect their bank and financial accounts, and ChatGPT can analyze users' financial data, understand spending patterns, evaluate investment risks, review digital subscriptions, and help create financial plans. ChatGPT Finance allows users to view a dashboard summarizing their portfolios, expenses, and upcoming bills.
Can be Integrated to Many Banks
The system supports thousands of financial institutions through Plaid, including American Express, Bank of America, Charles Schwab, and Robinhood. OpenAI also stated that integration with Intuit will be added soon.
OpenAI stated that approximately 200 million users utilize ChatGPT each month for their financial needs, making the launch of the finance mode a natural step in the development of AI as a digital financial assistant.
While ChatGPT cannot see full account numbers, the feature can still process information such as balances, transactions, and financial obligations to provide more relevant recommendations. Users also retain full control to disconnect accounts, delete financial memories, or use temporary chats. Users retain full control, including the option to disconnect accounts at any time, delete financial memories, or use temporary chats.
Backed with GPT-5.5 Thinking
This financial feature automatically utilizes the GPT-5.5 Thinking model, designed to handle complex and context-based analysis and queries. OpenAI explains that financial planning requires a broader understanding of numbers, including income, expenses, balances, and transaction times.
To ensure accuracy, the company developed a special internal benchmark and involved more than 50 financial professionals in the testing process. GPT-5.5 Thinking is said to outperform previous models in personal finance tasks, while GPT-5.5 Pro is claimed to offer the most optimal financial analysis capabilities for ChatGPT Pro customers.
Conclusion
OpenAI launched ChatGPT Finance, a new AI feature that allows ChatGPT to connect directly to users' financial accounts through a Plaid integration. This feature can help analyze expenses, display financial summaries, and even create financial plans based on users' data. The feature is currently available in preview for Pro customers in the United States. ChatGPT Finance uses the GPT-5.5 Thinking model to handle more complex and personalized financial analysis.
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